For mid-year FY 2025–26 · 1 Jul 2025 – 30 Jun 2026

How much tax do you still owe this year?

Tell us what you've earned so far, what's been deducted, and what you expect for the rest of the year. The calculator applies FY 2025-26 FBR slabs and subtracts what you've already paid.

Mid-year raise or bonus Changed jobs this year Self-employed or freelance Wanting no surprise in September
Mid-year residual

Remaining tax liability calculator

Enter what you've earned and paid so far plus what you expect for the rest of the year. We apply FY 2025-26 FBR slabs and subtract what's already been deducted.

1 Jul 2025 30 Jun 2026
1

Your situation so far

Different FBR slabs apply for each.

Rs

Your gross income from 1 July 2025 to today.

Rs

Total withholding deducted so far.

2

Expected remaining income (remaining months in tax year)

Rs

Optional — auto-fills the total below (— months remaining).

Rs

Adjust freely — include bonuses, freelance, or extra income.

How it works

Three steps. Same math FBR uses.

1
Project full-year income
Income earned so far (from 1 July 2025) plus what you expect for the rest of the year equals your projected annual income.
2
Apply the FBR slabs
Run the projected annual income through the official FY 2025-26 slabs to find your total tax for the year.
3
Subtract what you've paid
Tax already deducted by your employer (or paid yourself) comes off the top. What's left is what you still owe — or your refund if you've overpaid.
// the core formula
projected_annual_income = income_so_far + expected_remaining
full_year_tax = FBR_slabs(projected_annual_income)
remaining_tax = full_year_tax − tax_already_paid
Common questions

Frequently asked.

Where do I find how much tax has been deducted from my salary? +

Check monthly payslips — it appears as "Income Tax" or "Withholding Tax". Add up every deduction from July 2025 to today. Your employer must also issue an annual tax deduction certificate at year-end.

What if I have multiple income sources? +

Combine all income sources for both "Income earned so far" and "Expected remaining income." Add withholding tax from every source for "Tax already paid." If you mix salaried and business income, consult a tax professional — special rules may apply.

When is the tax filing deadline for FY 2025-26? +

The FBR deadline to file the income tax return for Tax Year 2026 is 30 September 2026. Filing on time keeps your Active Taxpayer List status, which entitles you to lower withholding rates on banking and property transactions.

What does this calculator not account for? +

Gross income only. It does not factor in Zakat, approved pension contributions, charitable donations (up to 30% of taxable income for approved organisations), medical allowance exemptions, or education credits. Real liability after deductions may be lower than shown.

My employer adjusts my withholding automatically — do I still need this? +

If they recalculate when your salary changes, you may be fully covered. Still useful for an independent check after a raise, bonus, or job change — or if you have income your employer doesn't see.

Fresh start

Want to calculate tax on a clean annual income instead?

Use the main calculator — input your salary, pick taxpayer type and tax year, see take-home and bracket-by-bracket breakdown.

Open the full calculator
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