FY 2026–27 · Live Budget 2026-27 slabs

Income tax calculator for Pakistan: salary, business and freelance tax, free.

Used by 38,000+ Pakistani salaried, freelance and business taxpayers each month.

Rates verified against the Finance Act 2026 (Act XLIII of 2026, gazetted 26 June 2026) on 25 September 2026. How we calculate

Step 1 · Income
Rs
= Rs 54,00,000 annual · = 54 lakh / year
Step 2 · Taxpayer type
Step 3 · Tax year
Your monthly take-home
updated as you type
Rs 3,60,750
from a gross of Rs 4,50,000, you keep 80.2%
Take-home 80.2%
Tax 19.8%
Monthly tax
Rs 89,250
Annual tax
Rs 10,71,000
Marginal rate
35%
How it breaks down by slab
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Filing your income tax return? Deadlines, late-filing rules and how to file on IRIS Return deadline guide →

Tax year 2026 returns are due 30 September 2026. No extension announced as of 25 September 2026. Source

TL;DR / Key Takeaways Quick Pakistan Tax Facts
FY 2026–27 Rates Current FBR slabs, with FY 2025-26 still available for last year's return.
Tax-free up to Rs 6,00,000 Annual income up to Rs 6,00,000 is taxed at 0% for individual taxpayers.
Instant Calculations Generates an accurate breakdown of monthly tax, net salary, and effective rate immediately.
Salaried, Business & Freelance Full support for salaried employees, non-salaried business filers, and IT/freelance income.

How income tax works in Pakistan

Pakistan uses a progressive slab system for income tax. Your annual income is split into bands, and each band is taxed at its own rate, so earning more never reduces your take-home pay. For salaried individuals in FY 2026-27, the first Rs 6,00,000 a year is tax-free. Income above that is taxed in steps of 1%, 11%, 20%, 25%, 29%, 32%, and a top rate of 35% on annual income above Rs 70,00,000. There is no surcharge on salaried income this year.

This is why your effective tax rate (the share of your whole salary that actually goes to tax) is always lower than your marginal rate (the rate on your next rupee earned). Someone on Rs 2,00,000 a month, for example, has a 20% marginal rate but an effective rate of 6.5%, because only the top slice of their income reaches the 20% band.

The calculator above applies the FBR slabs for salaried, business and IT-export income across 7 tax years (FY 2020-21 to FY 2026-27). For both current tables side by side see the income tax slabs 2026-27 and 2025-26, look up any monthly salary in the salary tax guide, or work out what is left to pay mid-year with the remaining tax calculator. Filing last year's return? The income tax return deadline guide covers due dates, late-filing consequences and the IRIS steps.

Quick answers

What are the income tax slabs in Pakistan for FY 2026-27?

For FY 2026-27, salaried income tax is 0% up to Rs 6,00,000; 1% on Rs 6,00,001–Rs 12,00,000; Rs 6,000 + 11% on Rs 12,00,001–Rs 22,00,000; Rs 1,16,000 + 20% on Rs 22,00,001–Rs 32,00,000; Rs 3,16,000 + 25% on Rs 32,00,001–Rs 41,00,000; Rs 5,41,000 + 29% on Rs 41,00,001–Rs 56,00,000; Rs 9,76,000 + 32% on Rs 56,00,001–Rs 70,00,000; and Rs 14,24,000 + 35% above Rs 70,00,000, with no surcharge on salaried income.

What is the tax-free income limit in Pakistan for FY 2026-27?

Annual income up to Rs 6,00,000 (Rs 50,000 a month) is taxed at 0% for salaried and non-salaried individuals in FY 2026-27.

How much tax is deducted from a Rs 1,00,000 salary in FY 2026-27?

On a Rs 1,00,000 monthly salary in FY 2026-27, income tax is Rs 500 a month (Rs 6,000 a year) and take-home pay is Rs 99,500.

How much tax is deducted from a Rs 2,00,000 salary in FY 2026-27?

On a Rs 2,00,000 monthly salary in FY 2026-27, income tax is Rs 13,000 a month (Rs 1,56,000 a year) and take-home pay is Rs 1,87,000.

What is the top income tax rate in Pakistan for FY 2026-27?

The top salaried rate is 35% on annual income above Rs 70,00,000; for business income and AOPs it is 45% above Rs 56,00,000, plus a 10% surcharge on the tax where income exceeds Rs 1,00,00,000.

Tax guides

Pakistan tax guides, one per question

Filing deadlines, salary tax, filer status, withholding and advance tax, FBR notices, freelancing and property, in plain language.

All guides →

Filing your return

Salary tax & Budget 2026-27

Filer status & ATL

Withholding & advance tax

FBR notices & audits

Freelancers & online business

Property & investments

7
Tax years supported
FY 2020-21 through 2026-27
3
Taxpayer types
Salaried, business, IT export
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